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Checking Accounts
 
Personal Accounts

Security First Checking

  • Our no frills account.
  • No maintenance fees if your balance stays above $100.00 for the statement cycle.
  • $3.00 per month fee if your balance falls below $100.00 during the statement cycle.
  • 20 checks per month limit.
  • Unlimited ATM/ debit card usage.
  • There is a $0.10 per check charge for each check written over 20.
  • Monthly Statement with checks held at the bank in safekeeping.
  • Free ATM/Debit card for qualifying customers.
  • First order of checks are free.
  • Free automatic transfer from savings.

Security Premium Checking

  • Our basic checking account for your everyday needs.
  • No minimum balance.
  • Unlimited check writing.
  • Monthly maintenance fee of $5.00.
  • Free Security Access Online Banking.
  • Free bill payer for 6 months. After 6 months the cost is $4.95 per month for the first 10 transactions plus $.40 per transaction in excess of 10.
  • Free ATM/Debit card for qualifying customers.
  • No ATM transaction fees. (Does not apply to surcharges assessed by other financial institutions.)
  • No fees for you first $1,000.00 of travelers checks.
  • No money order fees.
  • Free notary service.
  • One year free rent on a small safe deposit box for new customers.
  • Free direct deposit.
  • Free automatic transfer from savings.

Security Prime Checking

  • Interest bearing account.
  • Interest rate is tiered and determined by your minimum balance.
  • No maintenance fee if the minimum balance stays above $500.00 for the statement cycle.
  • $5.00 plus $.25 per debit item per month maintenance fee if balance falls below $500.00 during the statement cycle.
  • Free Security Access Online Banking.
  • Free bill payer for 6 months. After 6 months the cost is $4.95 per month for the first 10 transactions plus $.40 per transaction in excess of 10.
  • No ATM transaction fees. (Does not apply to surcharges assessed by other financial institutions.)
  • No fees for you first $1,000.00 of travelers checks.
  • No money order fees.
  • Free notary service.
  • Free ATM/Debit card for qualifying customers.
  • One year free rent on a small safe deposit box for new customers.
  • Free direct deposit.
  • Free automatic transfer from savings.

Security Plus Checking

  • Our account for customers age 55 and above.
  • No service charges.
  • Free personalized basic design checks.
  • No ATM transaction fees. (Does not apply to surcharges assessed by other financial institutions.)
  • Earn interest when your balance is over $500.00.
  • Free Notary services.
  • No fees for traveler checks.
  • Free Security Access Online Banking.
  • Free bill payer for 6 months.  After 6 months the cost is $4.95 per month for the first 10 transactions plus $.40 per transaction in excess of 10.
  • Free direct deposit.
  • Free automatic transfer from savings.

Security Student Checking

  • Must be age 16 - 22 to qualify.
  • No monthly maintenance fee.
  • No minimum balance requirements.
  • 20 checks per month limit.
  • There is a $0.10 per check charge for each check written over 20.
  • Monthly Statement with checks held at the bank in safekeeping.
  • Free ATM/Debit card for qualifying customers.
  • No ATM transaction fees. (Does not apply to surcharges assessed by other financial institutions.)
  • Free Security Access Online Banking.
  • Free bill payer for 6 months. After 6 months the cost is $4.95 per month for the first 10 transactions plus $.40 per transaction in excess of 10.
  • First order of checks are free.
  • Free direct deposit.
  • Free automatic transfer from savings.
  • This account will be switched to a Security Premium Checking Account at age 23.

Business Accounts


Business Checking

  • $4.00 Monthly Maintenance Fee.
  • $.10 per debit item.
  • $.06 per out of town check deposited to the account.
  • Fees subject to a credit back based on average balance.
601 Lake Ave.   PO Box 429   Storm Lake, IA   50588   Phone (712) 732-3022   FAX (712) 732-7055
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